Payment Policy

This Payment Policy applies to all transactions made through our website luggageleather.com operated by MANLY TREADS LLC. By placing an order with us, you agree to the terms outlined below.

1. Accepted Payment Methods

We accept the following forms of payment for purchases made on our Site. All transactions are processed in United States Dollars (USD).

Credit Cards: Visa, Mastercard, American Express, Discover
Debit Cards: Visa or Mastercard debit cards
PayPal: You may pay using your PayPal account balance or any linked bank account or card within PayPal
Shop Pay (if applicable via our payment processor)
Apple Pay (for purchases made on compatible Apple devices)
Google Pay (for purchases made on compatible Android devices)

Please note that we do not accept the following forms of payment: personal checks, money orders, cash, wire transfers, cryptocurrency (Bitcoin, Ethereum, etc.), or cash on delivery (COD).

2. Currency

All prices displayed on luggageleather.com are in United States Dollars (USD). Your payment will be charged in USD. If you are using a credit card or payment method denominated in a different currency, your financial institution or payment provider will determine the exchange rate and may apply additional foreign transaction fees. MANLY TREADS LLC is not responsible for any currency conversion fees or foreign transaction fees imposed by your bank or card issuer.

3. Billing Information

When you place an order, you must provide accurate and complete billing information, including your full name, billing address, and payment card details. You represent and warrant that you are the authorized user of the payment method provided. We reserve the right to verify your billing information and may decline or cancel an order if the billing information provided does not match the information on file with your financial institution.

4. Payment Authorization and Verification

Authorization Hold: When you place an order, we will send an authorization request to your payment provider. This may result in a temporary hold on the funds (often referred to as a pending charge). This hold is typically released within 3 to 10 business days if the order is not completed or is cancelled, depending on your bank's policies.
Verification: We may use fraud detection services to verify the legitimacy of your transaction. In some cases, we may contact you via email or phone to confirm your order details before processing payment. Failure to respond to such verification requests may result in order cancellation.
Address Verification System (AVS): For credit card payments, we use the Address Verification System (AVS) to match the billing address you provide with the address on file with your card issuer. Mismatches may result in declined transactions.

5. Order Payment and Fulfillment

Full payment is required at the time of checkout. We do not offer layaway plans, partial payment options, or pay-later services at this time.
Your order will be processed and shipped only after successful payment authorization and verification have been completed. We will not reserve or hold inventory for unpaid orders.
If a payment is declined for any reason, you will be notified at checkout. Please contact your financial institution or payment provider to resolve the issue before attempting to place your order again.

6. Failed or Declined Payments

If your payment is declined, we will not process or ship your order. Common reasons for declined payments include:

Insufficient funds
Incorrect card number, expiration date, or CVV code
Billing address mismatch (AVS failure)
Your bank's fraud prevention measures
Payment method has expired

We recommend contacting your bank or card issuer directly to understand why a transaction was declined. MANLY TREADS LLC cannot override or resolve declined payments on your behalf.

7. Pricing and Taxes

Pricing: All product prices are listed in USD and are subject to change without notice. However, the price displayed at the time of your order is the price you will pay.
Taxes: For orders shipped within the United States, applicable state and local sales taxes will be calculated based on the shipping address and added to your total at checkout. Tax rates are determined by the tax laws of the destination state. For international orders, you are responsible for any import duties, customs fees, value-added taxes (VAT), or goods and services taxes (GST) imposed by your local government. These charges are not collected by us and are not reflected in the checkout total.

8. Payment Security

We take payment security seriously. Our Site uses Secure Socket Layer (SSL) encryption technology to protect your payment information during transmission. Payment card data is transmitted directly to our PCI-DSS compliant payment processors (such as Stripe or PayPal). MANLY TREADS LLC does not store full credit card numbers on its own servers. We store only the last four digits of your card and the card type for reference purposes.

9. Refunds and Chargebacks

Refunds: Refunds are issued in accordance with our Return Policy. Approved refunds will be credited back to the original payment method used for the purchase. Refund processing times vary by provider (typically 5 to 10 business days).
Chargebacks: If you dispute a charge with your bank or card issuer (a chargeback), we reserve the right to suspend your account and block future orders until the dispute is resolved. We will provide evidence of the transaction to your bank. If the chargeback is found to be fraudulent or without valid reason, you may be liable for any associated fees incurred by us.

10. Changes to This Payment Policy

We may update this Payment Policy from time to time. Any changes will be posted on this page with an updated Last Updated date. The version in effect at the time you place your order governs that transaction.

11. Contact Us

For any questions regarding payment methods, billing issues, or transactions, please contact us at:

MANLY TREADS LLC
Email: service@luggageleather.com
Address: 3982 Red Cedar Dr Highlands Ranch CO 80126 US